Manufactured Home Loan Refinance  - Mobile Home Refinancing Loans
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Mobile Home Purchase Loans
Find the perfect purchase mortgage
loan. Select from fixed or adjustable
rates. Get pre-qualified for free and
find out how much you can afford
Mobile Home Equity Loans
Cash out your equity now for debt
consolidation, home improvements,
paying off debts or anything else you
want with your home's equity
Mobile Home Refinance Loans
Rates are the lowest they've been in
close to 30 years. Refinance now to
get a lower rate, turn your adjustable
into a fixed rate and get cash out
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Finance Manufactured, Modular, Mobile Home Loans
Main Benefits of FHA Mortgages

Since 1934, the Federal Housing Administration (FHA) has helped
American homeowners afford more than 35 million properties.
You could be next!  Let our qualified loan professionals help you
with this decision.

In this time of tightening credit guidelines for home mortgages,
FHA loans are more popular than ever.  FHA guidelines are designed
to offer more flexibility for evaluating individual borrowers.  If you
don't have much money for a down payment, or if your credit history
has a few blemishes, then maybe an FHA Loan is right for you.

You can borrow almost 97% of the value of a home. You'll have
to come up with at least a 3.5% down payment, but some money
can come from gifts or grants. That means people with moderate
incomes or who are first-time homebuyers may have a better shot
at meeting FHA guidelines.

There is no minimum credit score requirement, but people with really
bad credit may be denied a loan. Having a 600 score or higher will
make you a more serious contender to get approved. You also won't
be automatically disqualified if you have a foreclosure, bankruptcy,
or short sale in your past.

Lenders may consider approving a loan if it's been at least
three years since a foreclosure or short sale and at
least one year since a bankruptcy filing--depending on the
circumstances of the filing and that you prove that you've managed
your finances responsibly since those negative events.

People who are self-employed may qualify for an FHA mortgage if
they have tax returns for the previous two years, a current balance
sheet, and a profit and loss statement. People who've been
self-employed for a year could qualify if they had a stable employment
history the previous two years and still work in the same field.
"FHA Mobile Home Financing - FHA Mobile Home Loans - FHA Manufactured Home Loans"
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